～Web Survey on Scholarships Conducted Among Men and Women in Their 20s and 30s Nationwide Web-based Questionnaire Survey on "Scholarship" to Men and Women in their 20s and 30s across the Nation One in Three Scholarship Repayers Has Given Up on Their Dreams! It turns out that scholarships are a hurdle for young people to achieve their dreams! Scholarships, which are intended to support schooling, have become a hurdle for young people to pursue their dreams!

The Adele Foundation for Creation of Future (hereafter, "Adele Foundation for Creation of Future") conducted a survey of men and women in their 20s and 30s across Japan regarding scholarships, which are now used by many students.

Scholarships are said to be a source of financial hardship for many working people whose incomes have become unstable due to the economic downturn.

This survey revealed the reality that young people are giving up some of their dreams due to economic hardship.

About 80% of those who are repaying their scholarship answered that they would be able to have (more) dreams if they had more money.

In light of this situation, the Adele Future Creation Fund is launching a project to support young people who are struggling to repay their scholarships. Details will be announced shortly.

Survey Topics

One out of every three students has given up some kind of dream due to scholarship payments!

　80% of scholarship recipients who are currently repaying their scholarship feel that scholarship repayment is a burden,

　More than half (51.1%) regret using scholarships.

A survey of men and women in their 20s and 30s revealed that 31.9% use scholarship programs, or roughly one out of three.

Of the 86.0% who use scholarship programs, 51.5% are currently repaying their loans.

　Of these, 51.5% are currently in the process of repaying their loans. 24.0% have more than 2 million yen remaining to repay.

Summary of the Survey on Scholarship Loans

Survey population: Men and women (in their 20s and 30s) from all over Japan

Survey format: Internet survey

Number of people surveyed: 1,000

　　　　　*Screening: 8,108 respondents were selected who are currently repaying their scholarships

Survey period: August 21-24, 2023

The survey revealed that one out of every three students has given up some kind of dream due to scholarship!

The survey revealed that scholarships, originally intended to support young people's schooling, have become a heavier burden than expected when it comes time to repay the loans, and many are suffering. One out of three young people are reluctant to get married or take the first step toward acquiring qualifications or changing jobs because of scholarship repayments. 77.8% of the respondents answered that they would have more dreams if they had more money.

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Scholarship repayment is becoming a heavier burden than initially thought. More than half of those repaying scholarships regret having taken out the loans.

66.5% of the respondents feel that their current lifestyle is suffering due to scholarship repayments, and it is clear that their lives are being directly affected by the difficulty in saving money and having to endure luxuries.

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Among young people in their 20s and 30s, 31.9% reported using scholarship programs, or roughly one out of three. 86.0% of the scholarship programs used are loan-type scholarships.

When 8,108 men and women in their 20s and 30s nationwide were surveyed about their use of scholarship programs, 31.9% responded that they had used such programs, roughly one in three. Of those who responded that they had used scholarship programs, those who used loan-type scholarships, which require repayment, accounted for 86%, including those who used scholarship programs in combination with benefit-type scholarships, and thus accounted for the majority of scholarship programs.

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When asked about the purpose of their scholarship, 60.3% of the respondents answered tuition, but 32.0% answered living expenses, indicating that scholarship funds are used for a variety of purposes. Half (51.5%) of scholarship recipients, including both grant and loan recipients, are still obligated to repay their scholarship.

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The total amount of loans taken out by those who are currently repaying their scholarship is 19.2% between 1 million yen and 2 million yen, 28.6% between 2 million yen and 3 million yen, 17.8% between 3 million yen and 4 million yen, 11.6% between 4 million yen and 5 million yen, and 13.2% with loans of 5 million yen or more.

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The largest percentage of respondents (28%) had a balance of between 1 million yen and less than 2 million yen, while 24.0% had a balance of 2 million yen or more.

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It is difficult to confide in friends and partners about borrowing scholarship money, and one out of three borrowers feels guilty about it.

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Other Surveys

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Adele Future Creation Fund

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Adele Law Firm, a member of the Tokyo Bar Association, established the "Adele Future Creation Fund" in 2017 to support various activities to create a prosperous future.

In October 2023, we will launch a new project to support young people who are struggling to repay their scholarships.